Quick Reference

API Endpoints

Test	https://api.test.devs.beadpay.io
Production	https://api.devs.beadpay.io

Contacts

Developer support	[e-mail]
General inquiries	[e-mail]

Settlement Currencies (Fiat)

Currency	Symbol	Status
United States Dollar	USD	Live
Canadian Dollar	CAD	Pending

Tender Types (Crypto)

Name	Symbol (Network)	Status
Bitcoin	BTC (Bitcoin)	Live
⚡Bitcoin Lightning	BTC (Bitcoin)	Live
USD Coin - Ethereum	USDC (ERC-20)	Live
USD Coin - Polygon	USDC (Polygon)	Live

⚡Bitcoin (BTC) on the Lightning Network provides near-instant payments at very low costs to customers, making it ideal for in-store transactions. Lightning Network also has fewer payment exceptions for a more reliably smooth payment experience for both merchants and customers.

Payment Status Definitions

Status	Description
Created	The payment has been successfully created and is ready for processing.
Processing	A transaction for the payment has been observed on the blockchain and is awaiting necessary blockchain confirmations to be considered Completed (or Underpaid, Overpaid, etc.)
Completed	The customer sent the correct amount of cryptocurrency, the transaction has received the minimum necessary blockchain confirmations and the amount sent has been converted to the requested fiat settlement currency (if applicable).
Underpaid	The customer sent less crypto than the requested amount. Funds will not be converted and must be returned to the customer. Bead handles refunds on behalf of Merchants; however, if no customer email is provided at the time of payment, a customer email must be submitted via API or the Bead Portal to initiate the refund.
Overpaid	The customer sent more crypto than the requested amount. The requested amount will be converted and the payment is considered Completed from the Merchant perspective. The overpaid amount will not be converted and must be returned to the customer. Bead handles refunds on behalf of Merchants; however, if no customer email is provided at the time of payment, a customer email must be submitted via API or the Bead Portal to initiate the refund.
Expired	The payment expiry has elapsed and the payment is no longer accessible.
Invalid	An irregular event has occurred during the payment process. Funds received will not be converted and must be returned to the customer. Examples of Invalid payment scenarios include: a transaction arriving after the quote has expired multiple transactions being received when a transaction cannot be converted for any reason In almost all cases, funds must be returned to the customer. Bead handles refunds on behalf of Merchants; however, if no customer email is provided at the time of payment, a customer email must be submitted via API or the Bead Portal to initiate the refund.
Cancelled	The payment has been manually cancelled by the customer or Merchant from their Bead Portal) and the payment is no longer accessible.
PartiallyRefunded	One or more refunds have been issued to the customer and the total of all refunds is less than the original payment amount.
FullyRefunded	One or more refunds have been issued to the customer and the total of all refunds equal the original payment amount.

Compatible Wallets

Bead allows for crypto payments from any cryptocurrency wallet.